Archive for oil tank removal insurance

Free Oil Tank Removal Program in New Jersey by Steve-Rich.com

July 2, 2009 at 6:34 pm · Filed under free oil tank removal, oil tank removal, oil tank removal insurance, oil tank removal new jersey, oil tank removal nj, tank removal, tank removal grants, tank removal help ·Tagged , , ,

Steve Rich Environmental Contractor’s (SREC) is pleased to be able to offer you an opportunity to work with our company and the State of New Jersey to ease your financial burden through the State’s Petroleum Underground Storage Tank Program (PUST).

Call or Email Now to Avail Free Oil Tank Removal Offer:

Phone: 877-7-DEPEND or EMAIL: sr@steve-rich.com

Our team of experts understands the rules and regulations of the PUST program. With the help of the State’s program, SREC has developed our own program for homeowners to remove or abandon an old underground storage tank (UST) and an installation of a brand NEW oil tank, absolutely FREE. Planning on converting to gas or alternative energy? Not a problem, this program is also designed for just removing an underground storage tank as well. SREC will remove the old oil tank FREE of charge.

If you meet the following requirements, you are on your way to safeguarding your existing or new home CLEAR and FREE of any environmentally concerns that may have surfaced with continued use of an old UST.

Visit here for complete information: http://www.steve-rich.com/services/free_tank_removal.shtml

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Oil tank law to safeguard water zones

July 2, 2009 at 6:27 pm · Filed under oil tank removal, oil tank removal insurance, oil tank removal new jersey, oil tank removal nj, tank removal, tank removal grants, tank removal help

Over the course of a year, cleanup crews with the Maine Department of Environmental Protection respond to one spill every day from a home heating oil tank.

Those spills not only threaten the safety of nearby drinking water sources, they also cost the state — and therefore taxpayers — several million dollars annually to remediate.

But beginning July 1, some homeowners installing new or replacement heating oil tanks in specially designated “wellhead protection zones” will have to take extra steps — and pay extra money — to prevent contamination of drinking water sources.

A law passed by the Legislature last year will now require any new or replacement tanks installed within select areas of the state be either double walled or feature a secondary method for containing spills.

Specifically, the law will apply to replacement or new heating oil tanks installed within 1,000 feet of a community drinking water well or within the designated protective zone around that wellhead. A “community drinking water well” is defined as any water system that serves at least 25 people or that has at least 15 connections.

According to the DEP, there are more than 400 community water systems in the state, ranging from municipal water districts to mobile home parks or nursing homes with their own water systems.

The new law will not affect homeowners living outside a designated wellhead protective zone or those with their own personal wells. The law also would apply only when an affected homeowner must replace an oil tank; it does not mandate removal of functional existing tanks.

David McCaskill, an engineer with the DEP’s Bureau of Remediation and Waste Management, said cleaning up after home heating oil spills is one of his division’s busiest jobs.

Roughly 80 percent of Maine’s homes rely on oil for heat — the highest percentage in the nation.

“We spend $2 million a year cleaning up home heating oil tank spills,” McCaskill said. “There is an average of one leak a day.”

The highest percentage of those spills result from tanks that corroded away.

“It’s the long, slow leaks that are catastrophic,” McCaskill added, “because they saturate the soil underneath the house.”

Homeowners affected by the new law will have several choices in tank designs, all of which are likely to cost more than traditional tanks.

The first, less expensive option — coming in at around $200 more than a standard tank, according to McCaskill — are known as double-bottomed tanks and feature an enclosed reservoir at the bottom of the tank to capture any spillage. The tanks have a float mechanism to allow for visual inspection.

Tanks that are double-walled all the way around can set a homeowner back, on average, an additional $1,000 or more, but these tanks are more protective of the environment. For outdoor tanks, the DEP recommends double-walled, reinforced fiberglass tanks.

Finally, homeowners with outdoor tanks also can invest in a containment system that resembles a small shed for a tank. Such an enclosure captures spills while protecting the tank from the elements.

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Finally, Some Good News On Real Estate!

January 22, 2009 at 5:46 pm · Filed under New Jersey Department of Environmental Protection, oil tank removal, oil tank removal insurance, oil tank removal new jersey, oil tank removal nj, tank removal, tank removal grants, tank removal help ·Tagged , , , , , , , , , , , , , , ,

99% of New Jersey residents are eligible to have their tank removed for FREE!

As we enter 2009 with talk of “green” technology, there is a growing threat that seems to be flying under the radar for most people in the United States.

Oil and fuel tanks that have been long buried beneath lawns on residential homes have become the most widespread threat to our environment, threatening ground water and drinking water supplies. Buried oil tanks raise increasing environmental, safety, legal and economic concerns for home owners because oil leaks can lead to environmental damage and expensive cleanup operations.

Installing a new, above ground indoor oil storage tank involves significant expense. However, the Petroleum Underground Storage Tank Remediation, Upgrade and Closure Program provides loans and grants to eligible applicants to help finance project costs for the closure and replacement of a non-leaking residential underground storage tank (UST).

To qualify, consumers must:

1. Have a federal taxable income of less than $250,000;

2. Have a net worth of not more than $500,000 (excluding your primary residence & pension)

3. You spend more than 51% of your income on living expenses (including mortgage, car and insurance payments)

If an oil tank has leaked the cost to clean up contaminated soils can be very significant, But the NJDEP grant program will cover the complete cleanup provided you have been denied by your homeowners insurance policy. While home heating oil tanks are excluded from Federal and NJDEP Regulations about oil storage tank reporting and monitoring, they are addressed by NJDEP regulations once they leak.

More importantly, when you go to sell your home, Banks and Insurance companies make it almost impossible for a buyer to purchase a home with a Underground Storage Tank.

As an environmental services expert, Steve Rich of Steve Rich Environmental Contractors, Inc. shows how this program works.

“First, we have a staff in our office, who will help you fill out all the paper work and help submit it right the first time.” Steve explains, “there are companies who will charge you to fill out the paper work and help with submissions, SREC does not charge, we help every one of our clients.”

Companies must be certified by NJDEP in Tank Closure and sub surface evaluation. What that means is you can’t hire any excavation contractor to complete the work, nor can you do the work yourself and get reimbursed.

“We are committed in making the application process less complicated and you can count on SREC to help you complete the application and get it done right.

“The only thing we need from a NJ customer who meets the criteria is the time to fill out there personal information on the forms, after that, SREC will complete everything that’s needed,

  • Getting approval from the state program.
  • Securing local permits
  • Removing and if applicable, install an new Above Ground Storage Tank.
  • Getting appropriate inspections.
  • Backfilling you property to grade.
  • Most importantly, securing your “Peace of mind”

SREC will expedite paperwork processing and handle all the work from start to finish.”

NJ Homeowners should be pro-active and should take advantage now while funding is available. For more information, visit www.steve-rich.com.

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Difference: Oil Tank Removal vs Oil Tank Abandonment!

August 31, 2008 at 4:59 am · Filed under New Jersey Department of Environmental Protection, construction, environmental friendly, new jersey, new jersey real estate, oil tank removal, oil tank removal insurance, oil tank removal new jersey, oil tank removal nj, soil cleanup, soil remediation, tank contractor, tank removal, tank removal grants, tank removal help ·Tagged , , , , , ,

www.steve-rich.com provided the difference between the Oil Tank Removal and Oil Tank Abandonment. Scroll Down for Tank Abandonment.

Tank Removal

There are several reasons why you would want to remove your underground storage tank. If you are converting to natural gas or installing an above ground storage tank for your home heating needs. Most importantly, SREC strongly recommends removing your underground storage tank if you plan to sell your home. Selling your home is stressful enough even without any major complications.

However, having your tank removed, inspected and the soil tested will eliminate any potential problems you would have encountered if your tank remained on your property. Removing your underground storage tank and obtaining closure will satisfy the most stringent of home inspections or due diligence by future homebuyers.

SREC can help, beginning with a free consultation.

If you choose to contract SREC to remove your tank, our helpful staff will acquire permits, obtain utility markouts*, and make arrangements with municipal inspectors in order to prepare for your tank removal. Our experienced personnel will efficiently and properly complete your tank removal in four to five hours leaving you with Peace of Mind.

What you can expect:

• Safety is a primary concern for our company. Our team will confirm the location of underground utilities before beginning the tank removal process.

• Once the underground storage tank (UST) is located, a small track excavator will be used to expose the tank.

• The UST is then cut open and the contents, usually fuel oil and sludge, are removed with a licensed vacuum truck and transported to a certified liquid disposal facility or transferred, at your request, to a newly installed AST.

• Fully covered in protective gear, a representative from SREC enters the tank to clean it with absorbent pads and a squeegee.

• The UST is then removed with the excavator and inspected for holes or signs of corrosion by both SREC personnel and the municipal inspector.

• Upon completion of the inspection of both the tank and its grave, the excavation is filled to grade with certified clean fill. A 550-gallon tank removal typically yields a 6 foot by 8 foot excavation area roughly graded. A 1000-gallon tank removal typically yields a 6 foot by 13 foot excavation area roughly graded.

• A sales representative will provide a completed tank certification booklet to you. It includes:

• Copy of local permits • Tank disposal receipt 
• Tank contents manifest • Certified clean fill receipt
• Certificate of removal and a copy of SREC New Jersey Department of Environmental Protection tank removal license

* Please note that a minimum 4-day period from the contract date is required before work can begin in order to properly obtain utility markouts.

Tank Abandonment

In recent years, the NJDEP recommends and most insurance companies require tank removal over tank abandonment. However, in the event that there is no access to the tank due to either landscape or structural impediments, tank abandonment may be necessary.

As we do with our tank removal, SREC will again take all steps necessary to provide you with superior service and properly abandon your tank in just a few hours. Once your tank is cut open and cleaned, our highly trained personnel will core holes through the bottom of the tank and extract soil samples to confirm the integrity of the soil.

These samples will be sent to an NJDEP certified lab for analysis. The empty tank will be filled with inert material such as sand or concrete slurry. The 4 foot by 4 foot excavation will be filled to grade with certified clean fill.

Upon completion, a completed tank certification booklet will be provided. It includes:

• Copy of local permits • Tank contents manifest
• Certified clean fill receipt • Certificate of abandonment 
• Copy of SREC / NJDEP tank removal license

*Please note that a minimum 4-day period from the contract date is required before work can begin in order to properly obtain utility markouts.

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Information Regarding Oil Tanks Removal Government Grant/Insurance/Funding

August 31, 2008 at 4:48 am · Filed under Concrete Repair, New Jersey Department of Environmental Protection, construction, environmental friendly, global warming, hydro excavation, new jersey real estate, oil tank removal, oil tank removal insurance, oil tank removal new jersey, oil tank removal nj, soil cleanup, soil remediation, tank contractor, tank removal, tank removal grants, tank removal help ·Tagged , , , , ,

Pollution liability caused by leaking oil tanks has become a major problem in New Jersey. Costs to clean up environmental damage, particularly damage to water supplies or acquifers, can run into millions of dollars.

Currently, homeowners policies provide pollution coverage for liability caused by above ground or underground oil tanks up to the homeowner’s policy liability limits.  Most policies do not provide coverage for pollution damage to a homeowner’s premises unless the pollution is caused by a covered peril.

In  2005, the Department  permitted the Insurance Services Office  to implement a $10,000 first party remediation coverage which would also provide a  $50,000 liability limit for the  escape of liquid fuel and lead liability limitation with a 1% reduction in the current loss cost and options to purchase higher limits.  

Several companies impose surcharges for the presence of oil tanks on the premises. Other companies have been given Department approval to exclude pollution liability caused by oil tanks with an option to buy-back the pollution liability coverage for an additional premium. The “buy-back” of oil tanks coverage may not be available for insureds with old oil tanks (over 20 years) and the “buy-back” may only be offered once to new applicants.

Since all oil tanks will ultimately leak, the Department urges all homeowners with oil tanks to have their tanks tested and inspected and to replace old oil tanks to protect New Jersey’s environment and to prevent a homeowners pollution liability loss.

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